Article: What are Dividends?

When you see a dividend in your Groundswell Giving Account history, it represents investment earnings generated by your charitable contributions.

Here’s how it works:

• Your contributed funds can grow tax-free over time
• You can earn up to 3.83% APY on your giving balance if you:
  • Maintain a minimum account balance of $100, AND
  • Have at least one monthly recurring contribution

• Dividends are added to your account on the first of each month, increasing your charitable balance and enhancing your giving power

Important note:

• Dividends remain in your Giving Account exclusively for charitable grants—they cannot be withdrawn for personal use
• Dividend rates may change at any time without notice

Enabling dividends on your Groundswell account: 

If you meet both requirements (minimum $100 balance and a monthly recurring contribution), your account will automatically be configured to receive dividends.

Example: If you have a $150 balance on May 1st and a recurring monthly contribution of $25, you'll receive a dividend on May 1st based on your eligible balance.

You can determine if you have earned a dividend in your giving history.