Article: What are Dividends?

When you see a dividend in your Groundswell Giving Account history, it represents investment earnings generated by your charitable contributions.

Here’s how it works:

• Your contributed funds can grow tax-free over time
• You can earn up to 3.83% APY on your giving balance
• Dividends are added to your account on the first of each month, increasing your charitable balance and enhancing your giving power

Important note:

• Dividends remain in your Giving Account exclusively for charitable grants—they cannot be withdrawn for personal use
• Dividend rates may change at any time without notice